Data points depicting relation between Withdrawal Rates, Retirement Period and Average Returns. Reworking the same with overlay of volatility showing acceptable volatility range to achieve the same results.
In the Retirement Yatra, Life Expectancy and Sequence of Returns risk are the two biggest uncertainties. Annuities can help mitigate these risks.
Bucketing is an effective behavioural hack when planning for retirement. It buys peace of mind and protects the corpus from market volatility. There are a variety of bucketing strategies to choose from.
How Sequence of Returns threaten your retirement plan. What can one do to mitigate the Sequence of Returns risk.
Introducing Dynamic Withdrawal Plan for retirees. Comparing it with constant Safe Withdrawal Rate. The pros and cons.
Optimal Asset Allocation and Max Withdrawal Rates possible for various retirement timeframes
With the limited Indian capital market data (1990 onwards), we try different asset allocation combinations for SENSEX, PPF and Gold to get see what works best for a 30 year retirement plan. The outcomes were a revelation.
The big question every retiree or would be retiree has is how much retirement corpus is enough. Given a corpus what is a "Safe Withdrawal Rate" . This post discusses the origins of the famous 4% rule and its implications in Indian context.
How Volatility impacts the financial outcomes for Retirees. Why going by CAGR and Average Returns can be misleading
A brief glimpse of famous Financial Independence Retire Early movement, Its various avatars and choosing between them if you must!
Retirees have 3 choices in the way they deploy their Retirement Corpus. Each one has its Pros and Cons
Longevity is the most crucial variable when planning for retirement. Its the great unknown. The right metric to use for planning is Life Expectancy at Retirement and Not the commonly used Avg. Life Expectancy at Birth.
How our relationship with compounding changes as we enter Retirement
Disclaimer : I'm NOT a SEBI Registered Investment Advisor or Analyst. All content on this website is for educational purpose only. Consult your financial advisor before making any financial decision including investing.
